Cases On the Law of Insurance : Selected From Decisions of English And American Courts

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But in this case there could be no question as to its materiality. In the first place we have this in the answer : "The defendant admits that proposals were made to the Clerical, Medical and General Life Assurance Society, the Scot- tish Amicable Life Assurance Society, and the Law Life Assur- ance Society for an assurance on his life, and such proposals were declined." There are three proposals as admitted by the answer declined in the very words of the question; and then he goes on: [His Lord...ship then stated paragraph 15 of the answer, and added :] We have an admission by the defendant that no less than five in- surance offices had declined to accept his life.
Now, to suppose that any one who knows anything about life insurance, that any decent special juryman could for a moment hesitate as to the proper answer to be given to the inquiry, when you go to the insurance office and ask for an insurance on your life, ought you to tell them that your proposals had been declined by five other assurance offices?


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