Fire Rating As a Science

Cover Fire Rating As a Science
Fire Rating As a Science
A F Albert Flandreau Dean
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1 1 i 18 JO 1891 18 92 18 33 18 )4 1895 1696 1897 1898 1899 1900 126 Fire-Rating as a Science DIAGRAM No. 5 Showing wave of premiums to amount at risk (average rate) for all states for the ten-year period ending January i, 1900.
120 115 I s.
\ I \ \ i V 1 \ ST 1 ^x N 1 N.
1 is V 10* ion \ V 2 \ / ^ f .
\ / * ^^ , ^ _^* ' 5 f i 1890 181 H 18 K2 1893 1894 1895 1896 1897 18 98 1899 1900 As every wave must fluctuate above and below its mean line, it follows that if we superimpose the three waves sh
...own by the preceding diagrams upon the same average or mean line, we shall be able to determine the sequential relations of each wave, not only with its own mean but with each of the other waves, and with a background ruled to scale measurement, it becomes possible to estimate these relations quantitatively.
By thus placing the three ratio waves upon the same mean line, as shown by diagram 6 (page 127), we are able, for the first time, to obtain a bird's-eye view of their sequential relations to each other for a period of ten years.


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