History And Operation of Fraternal Insurance

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They were also opposed to statutory restrictions. But various inimical impositions and restrictions were imposed by a few State insurance commissioners who favored the commercial life insurance companies, and several State legislatures adopted statutes of a nature that made it necessary for the fraternalists to exert their influence to secure their repeal. The societies soon learned their voting strength and the tremendous political influence which accompanied it. They discovered that it was ea...sy to oppose harmful bills in the legislatures, as well as to make insurance com- missioners listen to their requests, with the result that ever since their first activity in this field very few laws opposed to their interests have been adopted. Then it was discovered that the legitimate fraternal benefit socie- ties needed protection from the odium raised by various fraudulent organizations posing as fraternal orders, and the National Fraternal Congress applied for and obtained laws defining their scope of operations.

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