Selected Articles On Compulsory Insurance

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But they suffer from many radical defects. They will not solve the question. They depend on the individual good- will of an individual employer. Or else, sometimes, on his desire to advertise himself. Or else, occasionally, on an unscrupulous, underhanded hope that by means of contribu- tions by employees to a mutual insurance fund, the em- ployer himself may be relieved of a large part of his legal obligations for all accidents that may happen.
Most private accident-insurance schemes are regar
...ded with deep distrust by the employees who are ordered, by a rule of the firm, to contribute to them. Those schemes are not a part of the law of the land. They are not officially sanctioned by public policy. They smack of philanthropy, at the best; and of sneaking self-seeking, at the worst.
And . Even if the best possible interpretation be placed on all of them, they remain, in their total, nothing but an unusually small drop in an unusually large bucket. The main mass of American workmen, whose employers are just average employers, remain totally unaffected.


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