Report to the American Manufacturers Export Association By the American Industrial Commission to France, September-October, 1916

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For the wage earners, however, the old age pen- sion takes its place.
Several of the large plants, such as that at Le Creusot, have special alms houses for their employees where the aged and indigent are taken care of at company expense. In every department and city and in many of the communes, there are public alms houses where the aged are well cared for.
The mutual benefit associations and a number of special benefit societies take care of members who are temporarily out of work. There are a
...lso special forms of insurance which are commonly used to the same end. As a rule, however, the employers aim to keep their per- sonnel intact just as far as possible, even though it may have to be done at a loss to themselves. In a number of plants, such as that at St. Chamond, we found that the same families had continued in ser- vice for a number of generations.
Insurance against sickness is governed by the same principle as old age and unemployment insurance. There are a number of benefit societies which insure their members, and employers also generally give their employees whole or part pay throughout the period of their absence from the factory on account of sickness.


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