The Practical Results of Workingmens Insurance in Germany

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Windscheid's clever aphorism, "Where there is no pension, there is no accident neurosis/' sharply and clearly expresses the conviction that has gradually become dominant; but any estimation of the influence exercised upon the earning capacity of the pension claimant through phenomena either caused or at least increased by his "appetitive concepts" is subject to the widest variations and exposed to the grossest errors with physi- cians as well as with judges. In view of the enormous mass of lite...rature on the subject, reference can here be made only to the admirable discussion of Franz C. Miiller (Zeitschrift fur Versi- cherungswissenschaft, VII), who has shown in detail how the evil has only been fostered by the excessive humanitarianism of jurisdiction. As a matter of fact, those who are insured know how to take advantage of the difficulties of decision which, in the last analysis, are involved in even the simplest case. Whoever, in the course of his occupation, receives an injury, which may be of the most trivial nature and which, as has already been shown in the case of injuries to the hand (see above, page 38), would not disturb him in the least under other circumstances, guards it like a veritable treasure and tends it like a milch cow.

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